Privacy Policy

1. Introduction

Welcome to mydebtreview.com, owned and operated by CreditCardRelief.org ("Company," "we," "us," or "our"). We are committed to protecting your privacy. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information through your use of our website. By accessing or using our website, you agree to the terms of this Privacy Policy.

Our website operates as a lead generation service connecting individuals seeking debt relief or debt restructuring services with third-party service providers. We do not directly provide debt relief services.

2. Information We Collect

We collect information that identifies, relates to, describes, or could reasonably be linked to you ("Personal Information"). This includes:

• Contact Information: Name, email address, physical address, and telephone number.
• Financial Information: Estimated debt amounts, types of debt (e.g., credit card, personal loan), and other relevant financial details you choose to provide.
• Technical Data: IP address, browser type, device type, operating system, and data collected through cookies and tracking technologies.

3. How We Use Your Information

We use the collected information for the following business and commercial purposes:

• To connect you with third-party debt relief, debt settlement, or financial service providers.
• To communicate with you regarding your request, including via email, telephone, or SMS/text message.
• To improve our website functionality, analyze trends, and administer the site.
• For marketing purposes, including sending you promotional materials about services we think may interest you.

4. Sharing of Information

Because our core service is matching you with debt relief options, we share your Personal Information as follows:

• Service Providers and Partners: We share your information with trusted third-party debt relief companies, attorneys, or financial organizations so they can evaluate your situation and offer their services to you.
• Marketing Partners: We may share aggregate or identifiable information with marketing partners for advertising and analytics.
• Legal Compliance: We may disclose your information if required by law, regulation, legal process, or governmental request.

5. TCPA & SMS Consent

By submitting your contact information, you expressly consent to receive telemarketing calls and text (SMS) messages from mydebtreview.com and our third-party partners at the number provided. These communications may be generated using an artificial or prerecorded voice and/or an automated dialing system. Consent is not a condition of purchasing any goods or services. Message and data rates may apply. You may opt-out at any time by replying "STOP" to our text messages or requesting to be placed on our internal Do-Not-Call list.

6. State Privacy Rights

Depending on your state of residence (e.g., California, Colorado, Virginia), you may have specific rights regarding your Personal Information, such as the right to access, delete, or opt-out of the sale/sharing of your personal data. To submit a verifiable consumer request or exercise your privacy rights, please contact us using the information below.

7. Fair Credit Reporting Act (FCRA)

You have rights under the Federal Trade Commission's Fair Credit Reporting Act (FCRA). This act promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. We comply with all applicable provisions of the FCRA in our operations.

8. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us at: info@mydebtreview.com